Credit to the unbankable and underserved (Part 3)

by Dr. Emil Javier  |  First Published in Manila Bulletin, January 31, 2015

 

‘There are those who look at things the way they are, and ask why…

I dream of things that never were, and ask why not?’

– Robert Kennedy

Most Filipino farmers and fisherfolk are poor because of the low productivity of the livelihoods they engage in. However, the technologies and practices to enhance productivity and reducerisks are available. Their immediate need is for operating capital with which to acquire improved seeds/breeding stock, fertilizers, feeds and crop protection and animal health drugs.

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Credit to the unbankable and underserved (Part 2)

by Dr. Emil Javier  |  First Published in Manila Bulletin, January 24, 2015

 

“There are those who look at things the way they are, and ask why…

I dream of things that never were, and ask why not?”

– Robert Kennedy

Sad to say the Philippine legislature and executive departments are great in enacting laws and articulating national development plans but notoriously wanting in implementation and follow through. We have committed so many errors in the past and we should be much wiser now. We do have a strategic plan for agricultural credit developed by the Agricultural Credit Policy Council (ACPC) and what we need to do now is to scale up, fine-tune, and execute.

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Credit to the unbankable and underserved (Part 1)

by Dr. Emil Javier  |  First Published in Manila Bulletin, January 17, 2015

 

“There are those who look at things the way they are, and ask why…

I dream of things that never were, and ask why not?”

– Robert Kennedy

If our agriculture were to hold its own in the coming liberalized market in ASEAN, there are a number of conditions which we need to markedly improve upon. We have to continue investing for the intermediate and long term in key public investments like irrigation; farm-to-market roads; modern grain centers, slaughterhouses and fish ports, and in research, development and extension. Much more immediate in impact is farmers’ access to credit. Technology is available but most small farmers and fishermen are unable to source necessary inputs like improved seeds/stocks, fertilizers, feeds, pesticides and fishing gear and farm equipment with which to attain higher productivity.
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